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The 6 Best Credit Cards for Beginners (High Rewards)

Dec 02, 2020

Personally, I love credit cards. In fact, I currently have 7 credit cards that allow me to get free cash back, travel more, build credit, and get many other benefits. Today I'm going to go over the top 6 credit cards with high rewards for beginners. Keep in mind, all of these cards are free to carry, meaning they have zero annual fees. Now let’s get started.

  1. Chase Freedom Flex -

In my opinion, one of the best credit cards Chase has to offer. This card comes with flexible and diversified cash back categories, an entrance into Chase's amazing ecosystem of points, and does not require a ridiculously high credit score to be approved.


  • 5% cash back on grocery stores (not including Target and Walmart) for up to $12k spent for first year
  • 5% cash back on up to $1500 spent per quarter for rotating categories
  • 5% cash back for travel purchased through cash travel portal
  • 3% on dining and drugstores
  • 1% on all else
  • Earn points to spend on the chase site, travel, statement...
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